Table of Contents
About
The Assam Mukhyamantri Lok Sevak Arogya Yojana (MMLSAY) is a landmark health insurance scheme by the Government of Assam. It aims to provide financial aid for medical expenses to government employees and retirees, covering their dependents as well. With a maximum coverage of ₹5 lakh per family, this scheme ensures accessible and affordable healthcare through a robust IT-enabled portal.
Key Features
- Financial Coverage: Up to ₹5 lakh per year for medical expenses.
- Beneficiaries: Includes current and retired Assam government employees and their families.
- Rates: Services are charged at CGHS-approved rates for affordability.
- Quick Reimbursement: Payments processed directly to hospitals within 90 days.
- Exclusion: Those already enrolled in similar government schemes are not eligible.
Target Beneficiaries
This scheme is designed for:
- Current or retired Assam government employees.
- Dependents, including spouses and children, of eligible beneficiaries.
Eligibility
To benefit from this scheme, applicants must meet the following criteria:
- Be a citizen of Assam.
- Be a serving or retired Assam government employee.
- Dependents of beneficiaries are also eligible.
- Should not be registered under other healthcare programs.
Required Documents
Applicants must have the following documents ready:
- Aadhaar Card
- Employee ID card or Pension Payment Order (PPO) for retirees
- Passport-size photograph
- Domicile Certificate
- Bank account details
- Ration Card
- Mobile number and email ID
How to Apply?
Follow these steps to register for the scheme:
- Visit the official website: mmlsay.assam.gov.in.
- Click on “Beneficiary Login/Register.”
- Fill out the application form with accurate details.
- Upload the required documents.
- Submit the form and keep your registration ID for future reference.
Benefits and Accessibility
The scheme ensures:
- Financial relief with direct hospital reimbursements.
- Access to CGHS-approved hospitals for quality care.
- A user-friendly portal to manage applications and claims.
Important Links
| Purpose | Link |
|---|---|
| Official Website | Click here |
| Hospital List | View Hospitals |
| How to Register | Click here |
| How to Submit Claims | Click here |
| Application Guide | How to Apply |
Frequently Asked Questions (FAQs)
Who can apply for this scheme?
All current and retired Assam government employees and their dependents are eligible, provided they aren’t enrolled in similar schemes.
What is the maximum healthcare coverage?
The scheme provides financial coverage up to ₹5 lakh annually.
How do I register?
You can register online via the MMLSAY portal.
Are pre-existing conditions covered?
Yes, conditions covered under CGHS rates are eligible.
What is the reimbursement timeline?
Claims are processed within 90 days.
Are retirees eligible?
Yes, retirees are eligible and must provide their Pension Payment Order (PPO) during registration.
Is there a registration fee?
No, the registration is free.
How can I access the hospital list?
The hospital list is available on the Atal Amrit Abhiyan website.
Can dependents benefit from this scheme?
Yes, spouses and children of eligible employees are covered.
Stay updated with APSC ORG official website for further details and notifications.
